NZ's specialist in car, motorcycle and classic vehicle insurance

New Zealand operated, we’ve been protecting Kiwis for over 30 years.

Insurance Policies

Protecta has specialised in providing insurance for New Zealand motorists for over 30 years. Our policies have evolved to include features and benefits you won't get from "the big guys".
We are located right here in NZ and staffed by Kiwis who are enthusiasts in all forms of motoring. We're Kiwi operated, and proud of it!


Whatever your vehicle is, we've got the policy to cover it and the people who understand it.
Please click on our products below to find out more about why Protecta is the right choice for insuring your pride and joy, whether it's your daily driver or your weekend cruiser.


Car insurance

Protecta's Full Cover car insurance policy includes an accident management service where we'll bring a loan car to you,
and drop your finished car back to you once it's been repaired.

Optional benefits include 24/7 roadside assistance and windscreen cover. All Full Cover policies also include transport cover, completion of journey costs, medical expenses, and much more - all backed up by an Accident Management team who will guide you through the claim process and provide you with quality repairs that are guaranteed for the life of the vehicle.

Click through to find out more about our car insurance policy, or get a fast, easy online car insurance quote now.

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Image of car insurance

Motorcycle insurance

Protecta's Full Cover motorcycle insurance policy includes agreed value, roadside assistance, apparel cover, track day cover,
and plenty of other great benefits designed specifically for New Zealand riders.

We even offer rebates for policyholders who attend Rider Training. Our motorcycle team is staffed by motorcyclists, so we understand the special relationship between bike and rider.

Click through to find out more about our motorcycle insurance policy, or get a fast, easy online motorcycle insurance quote now.


Classic insurance

Protecta's Full Cover classic vehicle insurance was written for non-daily driver cars and motorcycles, and is designed to be the best protection for your classic, hot rod, muscle car or vintage car.
It includes roadside assistance, agreed value cover, your choice of repairer, and much more.

The Protecta Classic staff own a wide range of machinery between them, from classic Holdens and Fords, to '30s hot rods and '70s American muscle.

Click through to find out more about our classic vehicle insurance, or get a fast and easy classic car or motorcycle online insurance quote now.

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Insure your vehicle with the specialist

Our friendly and experienced staff understand what you drive or ride, as we love cars and bikes too.
Our team has a wide range of cars with everything covered from hot rods to muscle cars, from ‘50s cruisers through to modern classics.
Our range of motorcycles is just as wide, from cruisers to sports bikes, and from motocross bikes to sidecars. Whatever your motoring passion is,
there will be a Protecta staff member that both understands and shares that passion with you.