Our Full Cover motorcycle insurance policy does include cover for non-competitive track days, however please read all the following information carefully as there are a number of conditions that apply to this cover. These conditions apply for any track day or training day that is held on on-track (NB: training days that occur on public roads do not require prior approval from us - check out information on the Ride Forever Training Courses). You will have a higher excess while on track (see below for what your excess will be) however track day cover is automatic as long as all the conditions below are met.
The event must be run by one of our approved track day organisers:
At all times, you must adhere to the guidelines set by the organiser of the event. Failure to do so may result in a claim being declined. You must also only participate in non-competitive sessions by these organisers, we will not cover (under any circumstances):
The event must be held on an approved permanent, dedicated sealed circuit:
Your excess while attending a track day event will be calculated by adding an additional amount to your normal rider excess. The additional amount is determined by your motorcycle’s value as follows:
Your motorcycle's Agreed Value | Your Rider excess plus: |
$0 to $20,000 | $500 |
$20,001 to $25,000 | $750 |
$25,001 to $30,000 | $1,000 |
$30,001+ | $1,250 |
For example, if your normal rider excess is $750 then your track day excess on a $25,000 motorcycle would be $1,500. You can find your rider excess on your most recent certificate of insurance or renewal letter.